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Privacy Policy
Last Updated: [07-26-2024]
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Welcome to [Paradoxly "Luna"] ("we," "our," "us"). We are committed to protecting your privacy and ensuring that your personal information is handled safely and responsibly. This Privacy Policy outlines how we collect, use, share, and protect your information when you use our AI-powered fintech app. Please read this policy carefully to understand our practices regarding your information.
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1. Information We Collect
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1.1 Personal Information
When you create an account or use our app, we may collect personal information such as your name, email address, phone number, and any other information you provide to us.
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1.2 Financial Data
We may collect and analyze financial data you input or provide through the app, such as transaction history, account balances, and spending patterns. This data is used to offer insights and enhance your experience with our app.
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1.3 Usage Data
We collect information about your interactions with the app, including but not limited to IP addresses, device types, operating systems, and browsing behavior.
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1.4 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your user experience, analyze usage patterns, and provide tailored content. You can manage your cookie preferences through your browser settings.
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2. How We Use Your Information
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2.1 Service Provision
We use your personal and financial information to operate and improve our app's features, such as providing insights, managing your account, and offering support.
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2.2 Analytics
We use usage data to analyze app performance, understand user behavior, and make improvements.
2.3 Communication
We may use your contact information to send you updates, newsletters, or promotional materials related to our app. You can opt-out of these communications at any time.
2.4 Legal Compliance
We may use and disclose your information as required to comply with legal obligations or protect our rights, safety, or property.
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3. How We Share Your Information
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3.1 Service Providers
We may share your information with third-party service providers who assist us in operating the app, such as hosting services, data analytics, and customer support. These parties are obligated to protect your information and use it only for the purposes we specify.
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3.2 Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you of such changes and how they may affect your information.
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3.3 Legal Requirements
We may disclose your information if required to do so by law or in response to valid legal requests.
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4. Security
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We implement reasonable security measures to protect your information from unauthorized access, alteration, or disclosure. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.
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5. Your Choices
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5.1 Access and Update
You can access and update your personal information through your account settings in the app.
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5.2 Opt-Out
You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in those communications or by adjusting your notification preferences in the app.
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5.3 Data Deletion
If you wish to delete your account or request removal of your information, please contact us at [contact email]. We will process your request in accordance with applicable laws.
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6. Children's Privacy
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Our app is not intended for children under the age of 13. We do not knowingly collect or solicit information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.
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7. Changes to This Privacy Policy
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We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website or within the app. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
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8. Contact Us
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If you have any questions or concerns about this Privacy Policy or our data practices, please contact us below